Key Financial Metrics — FY 2025-26 (as on 7 Apr 2026)
D+2 Total Amount
₹61.16 CR
Net payable as on 7-Apr-26
Total Risk Amount
₹24.56 CR
40.2% of D+2
FY 25-26 COD Loss
₹5.42 CR
Current year loss
Outstanding Amount
₹5.32 CR
Unrecovered balance
BBD Recoverable
₹10.19 CR
85.6% of BBD increase
Till Mar-23 (Historical)
₹11.59 CR
Cumulative old loss
FY 23-24 Loss
₹3.01 CR
Annual loss
FY 24-25 Loss
₹4.54 CR
+50.8% vs FY23-24
Closing Bal 6-Apr-26
₹10.81 CR
Live pendency
Region-wise Summary (₹ CR)
D+2 vs Risk vs Outstanding by Region
D+2 Payable
Risk Amount
Outstanding
Region Summary (₹ CR)
| Region | D+2 | FY25-26 Loss | Risk Amt | Outstanding |
|---|
Hub Status
Risk Category (All Hubs)
D+2 Pendency — Month-on-Month Trend (Apr 2025 – Apr 2026)
Apr-25 D+2 Pendency
₹23.16 CR
Start of FY 25-26
Nov-25 (Peak Monthly)
₹26.94 CR
Highest monthly D+2
Apr-26 (Current)
₹61.16 CR
▲ +164% vs Apr-25
BBD Sep-25 D+2
₹24.95 CR
BBD baseline month
Monthly D+2 Pendency Trend (₹ CR)
Month-on-Month Change (₹ CR)
| Month | D+2 Pendency (₹ CR) | MoM Change (₹ CR) | MoM % | Signal |
|---|
D+2 Daily Trend — March 2026 (Closing Balance)
Avg Daily Pendency
—
Mar-26 average
Closing (25-Mar)
₹6.59 CR
Live pendency closing
Daily Closing Balance — March 2026 (₹ CR)
In CR (bars) vs Closing Balance (line)
| Date | In CR | Closing Balance (₹ CR) | vs Avg |
|---|
YTD Category-wise Loss Breakup — Hub Type
Grand Total YTD Loss
₹24.57 CR
All periods combined
Ecom COD
₹14.73 CR
Largest — 60%
Franchise
₹8.55 CR
2nd — 34.8%
Outstanding (Active+Inactive)
₹5.32 CR
Active: ₹5.30 CR
Hub Type Loss — Period Stacked (₹ CR)
Till Mar-23
FY 23-24
FY 24-25
FY 25-26
FY 25-26 Hub Type Mix
FY 25-26 by Hub Type
Risk Category Distribution
Total hubs: 9,319
Hub Type (Active)
Hub Type YTD Detail Table
| Hub Type | Till Mar-23 (₹ CR) | FY 23-24 (₹ CR) | FY 24-25 (₹ CR) | FY 25-26 (₹ CR) | Grand Total (₹ CR) |
|---|
BBD 2025 — Recoverable Summary (Sep-25 baseline)
D+2 on 03-Sep-25 (Base)
₹24.95 CR
BBD baseline
Current D+2 (7-Apr-26)
₹61.16 CR
+145% vs Sep-25
BBD Positive Increase
₹12.60 CR
Net new pendency
Non-Recoverable
₹2.41 CR
Written off
Recoverable
₹10.19 CR
80.9% recovery rate
BBD Recoverable vs Non-Recoverable by Hub Type (₹ CR)
Recoverable
Non-Recoverable
Active vs Inactive — Recoverable
Split breakdown
| Status | Hub Type | Sep-25 D+2 (₹ CR) | Current D+2 (₹ CR) | BBD Increase (₹ CR) | Non-Recoverable (₹ CR) | Recoverable (₹ CR) | Recovery % |
|---|
COD Loss Breakup — FY 2025-26, Region & POD-wise
Total FY 25-26 Loss
₹5.42 CR
Apr-25 to Apr-26
Ecom COD
₹3.76 CR
69.4% of total
Franchise
₹1.41 CR
26.0% of total
FM Hubs
₹21.13 L
3.9% of total
FY 25-26 Loss by Region — Hub Type Stacked (₹ CR)
YOY Loss Comparison by Region (₹ CR)
FY 23-24
FY 24-25
FY 25-26
POD-wise FY 25-26 Loss Detail
| Region | POD | FY 23-24 (₹ CR) | FY 24-25 (₹ CR) | FY 25-26 (₹ CR) | Risk Amt (₹ CR) | Outstanding (₹ CR) |
|---|
Full YOY Loss Summary — All Regions
| Region | Current D+2 (₹ CR) | Till Mar-23 (₹ CR) | FY 23-24 (₹ CR) | FY 24-25 (₹ CR) | FY 25-26 (₹ CR) | Risk Amt (₹ CR) | Outstanding (₹ CR) | BBD Rec (₹ CR) |
|---|