Key Financial Metrics — FY 2025-26 (as on 31 May 2026)
Current D+2 Pendency
₹31.70 CR
As on May-26
Gross Risk Amount
₹24.24 CR
Cumulative risk pool
FY 25-26 Risk
₹4.86 CR
Current year loss
Outstanding Amount
₹6.51 CR
Unrecovered balance
BBD Recoverable
₹9.31 CR
74.5% recovery rate
Till Mar-23 (Historical)
₹11.38 CR
Cumulative old loss
FY 23-24 Risk
₹2.90 CR
Annual
FY 24-25 Risk
₹4.67 CR
+60.9% vs FY23-24
FY 26-27 Risk (YTD)
₹0.43 CR
New FY emerging
D+2 vs Gross Risk vs Outstanding by Region (₹ CR)
D+2
Gross Risk
Outstanding
Region Summary (₹ CR)
| Region | D+2 | FY25-26 | FY26-27 | Gross Risk | Outstanding |
|---|
Hub Status
Outstanding & Recovery Details
Outstanding by Hub Status
| Status | Issue Category | Outstanding | Payables | Pending at Hub |
|---|
Recovery Details — Apr-26 & May-26
| Recovery Category | Apr-26 | May-26 | Total |
|---|
D+2 Pendency & COD Loss — Monthly Trend (Jun-25 to May-26)
Jun-25 D+2 (Start)
₹24.97 CR
FY 25-26 start
Apr-26 (Peak)
₹33.98 CR
Highest monthly D+2
May-26 (Current)
₹31.70 CR
-6.7% vs Apr-26
Sep-25 BBD Baseline
₹26.81 CR
BBD reference month
D+2 In CR vs COD Loss In CR — Monthly
D+2 In CR
COD Loss In CR
Month-on-Month Variance (%)
| Month | D+2 In CR | COD Loss In CR | D+2 Pendency (₹) | COD Loss (₹) | MoM % |
|---|
D+2 Daily Trend — May 2026
Avg Daily (May-26)
—
Monthly average
Closing (31-May)
₹43.53 CR
Month-end closing
Daily D+2 In CR — May 2026
D+2 In CR (Bars) vs Pendency Trend (Line)
| Date | D+2 In CR | D+2 Pendency (₹) | vs Avg |
|---|
YTD Hub Type Loss Breakup — All Periods
Grand Total YTD Loss
₹23.81 CR
All periods combined
Ecom COD
₹13.95 CR
58.6% of total
Franchise
₹9.59 CR
40.3% of total
Outstanding (All)
₹6.51 CR
Active+Inactive
Hub Type Loss — Period Stacked (₹ CR)
Till Mar-23
FY 23-24
FY 24-25
FY 25-26
FY 25-26 Hub Type Mix
FY 25-26 by Hub Type
Write-off by Hub Type (₹ CR)
Hub Type YTD Detail Table
| Hub Type | Till Mar-23 | FY 23-24 | FY 24-25 | FY 25-26 | Grand Total |
|---|
BBD 2025 — Recoverable Summary (Sep-25 Baseline)
D+2 on 03-Sep-25
₹24.95 CR
BBD baseline
Current D+2 (May-26)
₹31.70 CR
+27% vs Sep-25
BBD Positive Increase
₹12.49 CR
Net new pendency
Non-Recoverable
₹3.19 CR
Written off
Recoverable
₹9.31 CR
74.5% recovery rate
BBD Recoverable vs Non-Recoverable (₹ CR)
Recoverable
Non-Recoverable
Active vs Inactive — Recoverable
Split Breakdown
| Status | Hub Type | Sep-25 D+2 | Current D+2 | BBD Increase | Non-Recoverable | Recoverable | Recovery % |
|---|
COD Loss Breakup — Region & POD-wise
Total FY 25-26 Risk
₹4.86 CR
Apr-25 to Mar-26
FY 26-27 Risk (YTD)
₹0.43 CR
New year
Gross Risk (All)
₹24.24 CR
Cumulative
Outstanding
₹6.51 CR
Unrecovered
North (Highest Risk)
₹9.05 CR
37.4% of total risk
FY 25-26 Risk by Region (₹ CR)
YOY Loss Comparison by Region
FY 23-24
FY 24-25
FY 25-26
FY 26-27
| Region | POD | D+2 | FY 23-24 | FY 24-25 | FY 25-26 | FY 26-27 | Gross Risk | Outstanding |
|---|
Full YOY Summary — All Regions
| Region | D+2 | Till Mar-23 | FY 23-24 | FY 24-25 | FY 25-26 | FY 26-27 | Gross Risk | Outstanding |
|---|